
Key Elements
Our mission is to gain visibility of default risk using a scientific approach.
Quantified Risk
We monitor estimated losses, in dollars, of every individual contract in your portfolio. Quantified default risk, in lieu of low-to-high or color-scaled risk assessments, helps inform your business decisions.
Scientific Analysis
Our default prediction and loss estimation models employ statistical methods and industry-standard accounting, financial analysis, and construction principles. We do not use any scoring or grading systems.
Risk Assessed at the Source
We assess the impact of leading default risk indicators to reduce underwriting risk. We do not rely on historical approximations.
Dynamic Default Risk Tracking
Default risk evolves constantly as projects progress, businesses change, and markets fluctuate. Active monitoring is crucial to inform future procurement, SDI enrollment, and replacement decisions.